The RETA (Special Regime for Self-Employed Workers) is the Social Security regime freelancers contribute to in Spain. Being registered in the RETA gives you access to public healthcare, your pension, sick leave and other benefits.
The RETA is the Special Regime for Self-Employed Workers: the Social Security system you contribute to when you work for yourself. Registering as a freelancer is, in practice, registering in the RETA.
In exchange for your monthly cuota, the RETA gives you coverage: public healthcare, pension, sick or accident leave, cessation-of-activity benefit, and maternity and paternity benefits. It's the self-employed equivalent of the general regime for salaried workers.
The RETA isn't just a cost: it's your safety net. The cuota stings every month, but it's what holds up your pension and your sick leave if you ever need them.
Public healthcare, pension, sick or accident leave, cessation-of-activity benefit, and maternity and paternity benefits. It's the Social Security regime specific to those who work for themselves.
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